Print checks on blank check stock from any printer
Blank check stock is check paper with no printed details, so the software prints everything: your name and address, the bank name, the payee, the amount, and the bank number line. Check Writer 123 does that on 3-to-a-page stock using an ordinary inkjet or laser printer. You never reorder printed checks, and a free Test Print on plain paper lets you check alignment before you use any stock.
14-day free trial, no card needed. 3-to-a-page stock, top or middle check. Free Test Print included.
Why people switch to blank check stock
Printed checks cost more and take longer
Ordering printed checks means paying for a box that is tied to one account and layout, then waiting for delivery. Blank stock is cheap and generic, and one pack works for every account you have.
Changes force a reorder
A new address, signer, logo or bank account makes pre-printed checks out of date. When the software prints everything, the change takes effect on the next check.
Plain paper is not accepted everywhere
A check on plain paper can work for a deposit you make yourself, but some recipients and banks want to see check stock. Stock has the security features and the perforation that make it look and behave like a real check.
Alignment worries put people off
Nobody wants to waste stock on a crooked print. A free Test Print on plain paper and fine adjustment controls take the guesswork out of it.
How to print checks on blank check stock
The whole process is a short setup followed by a routine. For a deeper look at the paper itself, read what blank check stock is.
- 1
Buy 3-to-a-page blank check stock
This is letter-size paper (8.5 by 11 inches) with three check positions per page, separated by perforations. Pick top-check or middle-check stock depending on where the first check sits. See top check vs middle check paper.
- 2
Add your bank account in Check Writer 123
Enter the name, address, routing number and account number. Choose the option to print the complete check on blank stock, which is the default. The routing number is checked for typos as you type.
- 3
Run a Test Print on plain paper
Print a test sheet on ordinary paper, hold it against a sheet of your stock in front of a light and check that the lines fall where they should. It costs nothing and uses no stock.
- 4
Adjust alignment if needed
If the print is a little high, low, left or right, use the alignment controls to nudge it, then test again. The adjustment is saved per bank account. See how to align a check on blank check paper.
- 5
Print your real checks
Load the stock, write the check, and press Print. Each check is saved to your register with its number. Tear along the perforations and sign.
What you get when you print on blank stock
The complete check
Name, address, bank name, payee, amount in numbers and words, date, memo, signature and the bank number line are all printed for you.
Free Test Print
Check the layout on plain paper without spending a check, as often as you like.
Alignment controls
Fine adjustment for horizontal and vertical position, saved separately for each bank account.
Logo and signature
Mid Tier and Unlimited print your logo and signature on every check. The other plans print an empty signature line to sign by hand.
Free reprints
If the printer jams or a print is crooked, reprint the saved check at no cost and keep the check number.
Pre-printed and plain paper too
Prefer your bank's pre-printed checks? Print only the variable details on them. Need a check you will deposit yourself? Plain paper works.
Switching from a printed checkbook to blank stock
A small repair shop used to reorder a box of printed checks every few months. After a change of address it had 200 checks it could not use. It bought a pack of 3-to-a-page blank stock, added the account to Check Writer 123 and ran two Test Prints to settle the alignment.
The next batch of supplier checks printed on the blank stock with the new address, and the shop kept the register of every check in the app. A change of address next time will cost nothing.
An illustration with made-up figures, not a real customer.
What check stock is compatible?
Check Writer 123 is built for standard letter-size blank check stock with three checks per page, in either the top-check or middle-check layout. It also supports pre-printed checks from your bank, where only the changing details are printed, and plain paper for checks you deposit yourself.
Other sizes exist, such as 1-per-page and wallet checks. See 1-per-page checks explained and how to print checks on different check sizes before you buy something unusual.
What printer do you need?
Any regular inkjet or laser printer will do, from any computer, including a Chromebook. Printing the whole check, including the number line, needs no special hardware. Some businesses use magnetic MICR toner for extra assurance, but it is not required for most low-volume use. Ask your bank and deposit one test check first.
For help choosing, see what printer is best for printing checks and do you need MICR toner.
What blank stock does not do
Blank stock is only paper. It does not move money, and it does not make a check valid if the account details are wrong. Enter your routing and account numbers carefully, protect unused stock like cash, and shred spoiled checks.
What it costs
One flat monthly price. Every paid plan has all check templates, batch printing and the check register. Logo, signature and cloud backup come with Mid Tier and Unlimited. You also pay for your own paper and ink.
Occasional Pack
$5.99
per month
20 checks a month
1 bank account
Mid Tier
$10.99
per month
60 checks a month
4 bank accounts
Unlimited
$25.99
per month
Unlimited checks
Unlimited bank accounts
A check counts when you press Print. Reprints and Test Prints are free. 30-day money-back guarantee on your first payment; see the refund policy.
Frequently asked questions
What is blank check stock?
Blank check stock is check paper with no printed details. Your software prints the name, address, bank information, amount and the number line along the bottom. Most stock is letter-size with three checks per page, separated by perforations, and often has security features built in.
Can I print checks on blank paper instead?
On plain paper you get a decorated check that works for deposits you make yourself, but not every recipient or bank is happy to see it. Blank check stock has the perforations and security features that make it look and behave like a real check.
Where do I buy blank check stock?
Office supply stores, online retailers and check-paper suppliers all sell it, usually in packs of a few hundred sheets. Get 3-to-a-page letter-size stock, and check whether the first check sits at the top or in the middle of the sheet.
How do I stop checks printing in the wrong place?
Print a Test Print on plain paper, hold it against a sheet of stock in front of a light, and nudge the position with the alignment controls until it lines up. The adjustment is saved for that bank account, so you only do it once per printer.
Does the software print the bank number line?
Yes. On blank stock the software prints the complete check, including the routing, account and check numbers along the bottom edge. Banks differ in how they read these, so deposit one test check before printing a large batch.
Do I need MICR toner?
Not always. Many banks read checks as images, so ordinary toner or ink often works for low volume. If your bank or a recipient asks for magnetic ink, you can use MICR toner in a laser printer. See the guide on whether you need MICR toner.
How much does it cost to print on blank stock?
The software starts at $5.99 a month, or you can buy a Digital Checkbook once ($15 for 100 checks). Blank stock and ink are separate and usually cost only a few cents a check. There is a 14-day free trial with no card needed.
Guides for people who print on blank check stock
- What Is Blank Check Stock?
- How to Print a Check on Blank Check Paper
- Types of Blank Check Paper
- Top Check vs Middle Check Paper: What's the Difference?
- What Is 3-to-a-Page Check Paper?
- How to Align a Check on Blank Check Paper
- How to Choose the Right Check Paper
- Does Check Paper Work With Any Printer?
Also for
- Anyone who prints their own checks
- Small businesses
- Mac users
- Windows users
- Chromebook users
- Landlords and property managers
- Contractors and trades
- Churches and nonprofits
- Bookkeepers and accountants
- Daycares and small shops
- Law firms and small practices
- Auto repair shops and dealerships
- People who want to try check printing software first
- People who want free check printing software
- People deciding whether to pay for ACH payment software
- People deciding whether to pay for wire transfer software
- People deciding whether to pay for check mailing services
- People deciding whether check writing software is worth it
- People who handwrite checks and want something easier
- People deciding between printing checks and ordering them
- People comparing check writing software with what their bank offers
- People who want to save time writing checks
- Small businesses that need better check records
- People who want to avoid check writing mistakes and wasted checks
- People who print checks now and then
- People searching to buy checks online
- People who do not want a subscription
- People wondering what a digital checkbook is
- People comparing a digital checkbook with regular checks
- People who want to know how a digital checkbook works
- People weighing the benefits of a digital checkbook
- People checking the price of a digital checkbook
- Businesses that pay by check
- Employers who pay staff by check
- People who print the MICR line on checks
- LLC owners
- Anyone: print checks online
Print your first check on blank stock
Start the 14-day free trial. No card needed, nothing to install.