How a Digital Checkbook works, from payment to printed check
You sign up and pay once on a single screen for 100, 200 or 500 checks. Your account is created when the payment goes through, and the checks are added to it. You confirm your email, add your bank account, run a free Test Print, and print real checks on your own printer. Each printed check uses one from your balance.
Sign-up and payment on one screen. Checks never expire. Free Test Prints and reprints.
Questions people have before they buy
Do I need an account first?
No separate step. The Digital Checkbook screen asks for your name, email and a password, a pack choice and your card, all at once. The account is created only when the payment succeeds. If the card is declined, nothing is charged and no account is made.
What exactly am I buying?
Credits for printing checks, not physical checks and not a monthly service. Each real check you print uses one credit. You supply paper, ink and a printer.
What if I make a mistake?
Test Prints and reprints of a saved check are free. A printed voided check does use one credit, because the check was printed. The dashboard shows your balance at all times.
What happens when the credits run out?
Printing pauses at 0 and your saved checks and settings stay as they are. You can buy another pack in a minute, and the new checks are added to what is left.
The whole process, step by step
From a standing start, most people are printing their first check within about ten minutes. The only wait is for your email to arrive.
- 1
Press Buy Digital Checkbook
The button is at the top of every page. It opens one screen for your details, the pack and the card. If you already have an account, use Buy more checks on the Dashboard or in Settings instead.
- 2
Pick a pack and pay
Choose 100 checks for $15, 200 for $25 or 500 for $35. You pay by card through Square, and your card details go straight to Square. A receipt is emailed. Your account is created and the checks are added.
- 3
Confirm your email
We send a link to the address you gave. Once you confirm it, your dashboard opens. This keeps your account and receipts tied to an address you control.
- 4
Add your bank account and a logo
Enter the account holder name and address, the routing number and the account number. The routing number is checked for you. Add a company logo and a signature by photo, scan, drawing or typing if you want them.
- 5
Test Print, then print real checks
Print a free Test Print on plain paper and hold it against your check stock to line it up. Then enter the payee and amount and print. The check is saved to your register, and one credit is used.
What happens behind the scenes
A balance, not a subscription
Your account keeps a count of how many checks you have left. It goes down by one for each real check printed and goes up when you buy a pack. Nothing renews on its own.
The MICR line is made for you
The routing number, account number and check number are placed in the bottom line in the right order. The routing number is checked when you enter it, to catch typing mistakes.
The amount in words is automatic
You type the number and the words are written for you, so the two always agree. A mismatch is a common reason a bank returns a check.
A saved register
Every printed check is stored with its number, payee, amount and date. You can see the register on screen, print a report and download it as a CSV.
A low-balance warning
The dashboard warns you when 10 or fewer checks are left. At 0 printing pauses, so you can never print a check that has not been paid for.
Cloud backup
Your checks, payees and settings live in your account, so a new computer or a cleared browser does not lose them.
An example: the first ten minutes
Sam needs to send a deposit by check this afternoon. The timings are an illustration, not a customer story.
Sam presses Buy Digital Checkbook, enters a name, email and password, picks the 100-check pack and pays $15. A minute later the confirmation email arrives, and Sam clicks the link. Sam adds the bank account, prints a Test Print on plain paper, lines it up with a blank check, and prints the real check. Ninety-nine checks remain, with no expiry date.
An illustration with made-up figures, not a real customer.
What you need to print a check
The software is only part of it. Here is the full list of what you need on your side.
- A computer with a web browser. Windows, Mac and Chromebook all work.
- A regular inkjet or laser printer.
- Paper: blank check stock, pre-printed bank stock or plain paper. See what blank check stock is.
- Your bank account details, which are on your own checks or in your online banking.
- Optionally, MICR toner, if your bank or the person you pay prefers it. See do you need MICR toner.
How checks are counted
A check uses one credit when it is printed. A printed voided check also uses one. Test Prints and reprints of a saved check are free and use nothing. Credits are only taken when a print goes through, so a failed print does not cost you a check.
Your balance is shown on the dashboard and on the print screen. When it falls to 10 or fewer, you get a warning with a link to buy more.
Changing your mind or buying more
All Digital Checkbook sales are final, so choose the pack that fits. You can buy another pack at any time, and the new checks are added to the ones you have left. If you later need more bank accounts or write a lot of checks, you can subscribe to a monthly plan from Settings, and your leftover checks stay on the account. See the refund policy.
What it costs
One flat monthly price. Every paid plan has all check templates, batch printing and the check register. Logo, signature and cloud backup come with Mid Tier and Unlimited. You also pay for your own paper and ink.
Occasional Pack
$5.99
per month
20 checks a month
1 bank account
Mid Tier
$10.99
per month
60 checks a month
4 bank accounts
Unlimited
$25.99
per month
Unlimited checks
Unlimited bank accounts
A check counts when you press Print. Reprints and Test Prints are free. 30-day money-back guarantee on your first payment; see the refund policy.
Frequently asked questions
How does a Digital Checkbook work?
You pay once for 100, 200 or 500 check credits. Your account is created when the payment goes through. You confirm your email, add your bank account, and print real checks on your own printer. Each printed check uses one credit, and the credits never expire.
Is signing up and paying done in one step?
Yes. One screen takes your name, email, password, the pack you want and your card. Your account is created only when the payment succeeds. If your card is declined, nothing is charged and no account is made.
Why do I have to confirm my email?
It ties your account and receipts to an address you control, and lets you recover your password. After you pay, we send you a link. Once you confirm, your dashboard opens. If the email does not arrive, check spam, or use the resend button on the page.
What does a Test Print cost?
Nothing. A Test Print on plain paper is watermarked and does not use a credit. Use it to line up your paper before printing a real check. Reprinting a check you already saved is free too.
What happens if my printer jams mid-print?
Reprint the saved check for free. Credits are taken when a print goes through, and a reprint of a saved check uses none.
Can I print checks for a second bank account?
A Digital Checkbook allows 1 bank account. If you need more, Mid Tier allows 4 and Unlimited allows unlimited accounts, billed monthly. See the pricing page.
Do I have to keep paying to keep my checks?
No. You pay once and the checks stay until you print them. Accounts that nobody has signed in to for 2 years may be deleted, and we email a warning first. Signing in now and then keeps your account active.
Where can I see how many checks I have left?
On your dashboard and on the print screen. A warning shows when 10 or fewer are left, and printing pauses at 0 until you buy more.
Guides for people who want to know how a digital checkbook works
- How to Set Up Your First Check in 10 Minutes
- How to Fix Check Printing Alignment
- How to Reprint a Check
- How to Void a Printed Check
- How to Print a Check From Your Computer
- How to Keep a Digital Record of Printed Checks
Also for
- Anyone who prints their own checks
- Small businesses
- Mac users
- Windows users
- Chromebook users
- Landlords and property managers
- Contractors and trades
- Churches and nonprofits
- Bookkeepers and accountants
- Daycares and small shops
- Law firms and small practices
- Auto repair shops and dealerships
- People who want to try check printing software first
- People who want free check printing software
- People deciding whether to pay for ACH payment software
- People deciding whether to pay for wire transfer software
- People deciding whether to pay for check mailing services
- People deciding whether check writing software is worth it
- People who handwrite checks and want something easier
- People deciding between printing checks and ordering them
- People comparing check writing software with what their bank offers
- People who want to save time writing checks
- Small businesses that need better check records
- People who want to avoid check writing mistakes and wasted checks
- People who print checks now and then
- People searching to buy checks online
- People who do not want a subscription
- People wondering what a digital checkbook is
- People comparing a digital checkbook with regular checks
- People weighing the benefits of a digital checkbook
- People checking the price of a digital checkbook
- Businesses that pay by check
- Employers who pay staff by check
- People who print on blank check stock
- People who print the MICR line on checks
- LLC owners
- Anyone: print checks online
Start your Digital Checkbook
Sign up and pay on one screen. You can be printing your first check in about ten minutes.